The Difference Between Pluxee Meal and Benefits Card: If you want to know the key difference between Pluxee Meal Card and Pluxee Benefits card you are on the right page, here we are sharing the Pluxee Benefits Card vs. Pluxee Meal Card: A Detailed Comparison.
The Pluxee Benefits Card and Pluxee Meal Card are excellent financial tools designed to simplify expense management for employees and employers. However, they serve different purposes and come with unique features. Here’s a detailed comparison to help you understand the differences between Between Pluxee Meal and Benefits Card.
Check Pluxee Benefits Card Vs Pluxee Meal Card to Know Difference Between Pluxee Meal and Benefits Card
Below we have shared the features of PLuxee Benefits Card Vs Pluxee Meal Card based on the 7 Parameters, read them carefully to understand what is the difference between Pluxee Meal and Benefits Card.
Table of Contents
. Purpose of the Card
- Pluxee Benefits Card:
A versatile card designed to manage various allowances such as meals, fuel, rewards, and more. It is ideal for organizations looking to provide a comprehensive benefits package to employees. - Pluxee Meal Card:
Specifically designed for food-related expenses. It focuses on providing tax-saving benefits for meal allowances and is limited to food and grocery purchases.
2. Expense Coverage
- Pluxee Benefits Card:
- Covers a wide range of expenses including:
- Meals (restaurants and food delivery apps).
- Fuel (petrol, diesel stations).
- Rewards and gifts (online and offline stores).
- Other lifestyle expenses (e.g., subscriptions, shopping).
- Covers a wide range of expenses including:
- Pluxee Meal Card:
- Limited to meal-related expenses, including:
- Groceries from supermarkets like Dmart, Walmart and local stores.
- Food at restaurants and cafeterias.
- Food delivery platforms like Swiggy and Zomato.
- Limited to meal-related expenses, including:
3. Tax Benefits
- Pluxee Benefits Card:
- Provides partial tax benefits depending on the type of allowance. For example:
- Meal expenses are tax-exempt.
- Other categories like fuel and rewards do not offer direct tax exemptions.
- Provides partial tax benefits depending on the type of allowance. For example:
- Pluxee Meal Card:
- Offers exclusive tax exemptions for meal allowances, up to a predefined limit as per income tax laws.
- Ideal for individuals who want to maximize tax savings through meal reimbursements.
4. Flexibility and Usability
- Pluxee Benefits Card:
- Highly flexible, accepted across a wide range of categories and platforms.
- Usable both online and offline at stores, restaurants, e-commerce platforms, and fuel stations.
- Pluxee Meal Card:
- Limited flexibility as it is restricted to food and grocery purchases.
- Cannot be used for non-meal-related expenses.
5. Digital Integration
- Pluxee Benefits Card:
- Compatible with digital wallets like Apple Pay, Google Pay, and Amazon Pay.
- Supports online shopping on platforms like Flipkart and Myntra.
- Pluxee Meal Card:
- May not support as many digital integrations as the Benefits Card.
- Primarily used for food-related transactions.
6. Target Audience
- Pluxee Benefits Card:
- Best for employers who want to provide a comprehensive benefits package to employees.
- Suitable for users seeking a single card to manage various expenses.
- Pluxee Meal Card:
- Designed for employees who receive meal allowances as part of their compensation.
- Focused on users who prioritize tax benefits on food-related expenses.
7. Availability and Activation
- Pluxee Benefits Card:
- Available as part of an organization’s benefits program or can be purchased individually in some cases.
- Activation involves registration on the Pluxee app or website.
- Pluxee Meal Card:
- Typically issued by employers for managing meal allowances.
- Activation is similar but limited to meal expense functionality.
Which Pluxee Card Should You Choose Benefits or Meal?
Choose the Pluxee Benefits Card if:
- You need a versatile card for multiple expense categories.
- You prefer a card with digital integrations and broader usability.
- You are looking for a comprehensive benefits package.
Choose the Pluxee Meal Card if:
- You want to maximize tax savings on food-related expenses.
- You mainly spend on groceries and dining.
- You are comfortable with a card focused exclusively on meal allowances.
Both the Pluxee Benefits Card and Pluxee Meal Card offer unique advantages. Depending on your spending habits and financial goals, you can select the card that best meets your needs.
Hope now the difference between Pluxee Meal and Benefits Card is clear to our readers.