Review of KLM Axiva Finvest Ltd Gold Loan Current Interest Rate and Process

KLM Axiva Finvest Ltd Gold Loan: Are you looking for a gold loan but don’t know where to start? KLM Axiva Finvest Ltd offers current interest rates and a process that is simple and straightforward. In this blog post, we will review the KLM gold loan offerings and help you make a decision about whether it is the right choice for you. what is the KLM Axiva Finvest interest rate today?

KLM Axiva Finvest Ltd Gold Loan Process

KLM Axiva Finvest Ltd offers gold loans with a current interest rate of KLM gold loan is 5.88%. The process is as follows:

1. Borrower brings in their gold to the lender
2. Lender appraises the gold and offers a loan amount based on the value of the gold
3. Borrower accepts the loan and leaves with the cash
4. Loan is repaid with interest at the end of the term

KLM Axiva Finvest Ltd Gold Loan Eligibility

A gold loan from KLM Axiva Finvest Ltd can be a great way to get quick cash when you need it. But what are the eligibility requirements for a KLM Axiva Finvest Ltd gold loan?

First, you must be at least 18 years old and a resident of India. You will also need to have a steady source of income and a good credit history. To apply for a gold loan from KLM Axiva Finvest Ltd, you will need to submit some documents, including your ID proof, income proof, and bank statements.

Once you have submitted your application, a representative from KLM Axiva Finvest Ltd will contact you to discuss the terms of the loan and interest rate. If you agree to the terms, the representative will then visit your home or office to appraise the value of your gold. Once the appraisal is complete, you will be given a loan amount based on the value of your gold.

KLM Axiva Finvest Ltd offers competitive interest rates on their gold loans, starting at just 5.88% per year. repayment terms are flexible and can be customized to suit your needs. You can choose to repay your loan in EMIs or in one lump sum payment at the end of the tenure.

So if you’re looking for a quick and easy way to get some extra cash, a gold loan from KLM Axiva Finvest Ltd may be right for you as KLM Axiva Finvest’s interest rates are quite reasonable.

KLM Axiva Finvest Ltd Gold Loan Documentation

KLM Axiva Finvest Ltd provides gold loans at very attractive interest rates. The documentation required for availing of a gold loan from KLM Axiva Finvest Ltd is very simple and straightforward. The following documents are required which you should make ready before applying for a KLM gold loan.

1) A valid ID proof (PAN card, passport, driving license, etc.)
2) Proof of address (utility bill, ration card, bank statement, etc.)
3) Passport-size photographs
4) Gold jewelry to be pledged as collateral

KLM Axiva Finvest Ltd Gold Loan Interest Rate

KLM Axiva Finvest Ltd. is one of the leading NBFCs in India that offers gold loans at an interest rate of 12% per annum. The company has a wide network of branches across the country and offers door-to-door services to its customers. It also provides collateral-free loans, which makes it a preferred choice for borrowers.

The process of availing of a gold loan from KLM Axiva Finvest Ltd is simple and hassle-free. Borrowers can either visit the nearest branch or apply online. The company also has a customer care helpline which is available round the clock to help customers with any queries they may have.

Once the application is approved, borrowers will receive the loan amount within 24 hours. The repayment tenure for the KLM Axiva Finvest Ltd gold loan is flexible and ranges from 12 to 36 months. There are no prepayment or foreclosure charges, making it a convenient option for borrowers.

Advantages of KLM Axiva Finvest Ltd Gold Loan

KLM Axiva Finvest Ltd Gold Loan Current Interest Rate and Process

Gold loans are one of the most popular lending products in India. They are popular because they offer a number of advantages to borrowers. Some of the main advantages of KLM Axiva Finvest Ltd Gold Loan are:

1. Affordable interest rates: KLM Axiva Finvest Ltd offers some of the most competitive gold loan interest rates in the market. This makes gold loans an affordable option for borrowers looking for quick access to funds.

2. Flexible repayment options: KLM Axiva Finvest Ltd offers flexible repayment options that allow borrowers to repay their loans at their convenience. This provides much-needed financial flexibility to borrowers.

3. No credit check: One of the main advantages of gold loans is that there is no credit check required for approval. This makes them an ideal option for individuals with bad or limited credit history.

4. Quick approval and disbursement: Gold loans from KLM Axiva Finvest Ltd are typically approved and disbursed quickly, within 24 hours in most cases. This makes KLM finance ideal for borrowers who need access to funds urgently.

Disadvantages of KLM Axiva Finvest Ltd Gold Loan

KLM Axiva Finvest Ltd Gold Loan has some disadvantages that potential borrowers should be aware of before taking out a loan. First, the interest rate on a KLM Axiva Finvest Ltd Gold Loan is higher than the interest rates on other types of loans. Second, the repayment period for a KLM Axiva Finvest Ltd Gold Loan is shorter than the repayment periods for other types of loans. Finally, KLM Axiva Finvest Ltd requires collateral for its gold loans, which means that borrowers who do not have collateral may not be able to take out a KLM Axiva Finvest Ltd Gold Loan.

KLM Axiva Finvest Ltd Gold Loan Customer Care

Assuming that you are seeking information regarding KLM Axiva Finvest Ltd Gold Loan Customer Care, below is detailed information that may be of assistance.

KLM Axiva Finvest Ltd is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). KLM finance offers gold loan services to its customers in India.

The interest rate for a gold loan from KLM Axiva Finvest Ltd starts at 5.99% per annum. The processing fee for a gold loan is 1% of the loan amount plus taxes, if applicable. The minimum loan amount that can be availed from KLM Axiva Finvest Ltd is Rs. 25,000/- and the maximum loan amount is Rs. 10 lakhs.

The repayment tenure for a gold loan from KLM finance ranges from 12 to 36 months. The company offers the facility of Pre-Payment and Part-Prepayment of loans without any charges or penalties.

For availing of a gold loan from KLM Axiva Finvest Ltd, the customer has to submit certain documents like proof of identity, proof of address, photograph, and KYC documents. The customer also needs to submit documents related to the collateral security – in this case, gold jewelry – like weight and purity certificates issued by a jeweler or bank, along with photographs of the jewelry.

Once all the required documents are submitted, the loan application will be reviewed and the loan will be sanctioned as per eligibility.

Conclusion

Overall, we were quite pleased with the KLM Axiva Finvest Ltd Gold Loan. The current KLM Axiva Finvest interest rate is quite reasonable and the process was straightforward. We would definitely recommend this loan to anyone looking for a gold loan.

Search For the Branches here